ARTICLE 1: Purpose

These general terms of use aim to legally frame the terms of provision of the Website services and their use by the User.

ARTICLE 2: Legal Notice

The Website is edited by the company SUNU Assurances Vie CI, a public limited company with a capital of 5,000,000,000 CFA francs, whose registered office is located at 9, Avenue Houdaille Abidjan Plateau.

The Website host is also SUNU Assurances Vie Côte d'Ivoire.

ARTICLE 3: Definitions

This clause aims to define the various essential terms of the contract:

• User Content: refers to the data transmitted by the User within the Platform.
• Publisher: refers to the company that designs, administers, and makes the Website available to Users via the internet.
• User: refers to any natural person on their own behalf, or as a representative of the legal entity, who uses the Platform or one of the services offered.

ARTICLE 4: Website Access

The website is freely accessible from anywhere and by any User with internet access. All costs incurred by the User to access the service (computer hardware, software, internet connection, etc.) are at their expense.

ARTICLE 5: Intellectual Property

Trademarks, logos, signs, and any other content of the Website are protected by intellectual property law and more particularly by copyright.

The User must obtain prior authorization from the Website Publisher for any reproduction, publication, or copying of the various contents. Any total or partial representation of the Website by any means whatsoever by the User, without the express authorization of the Publisher, is prohibited and would constitute an infringement punishable by intellectual property law.

The User agrees to use the contents of the Website strictly for private purposes. Commercial use of the contents is strictly prohibited.

Any content uploaded by the User is their sole responsibility. The User undertakes not to upload content that may infringe the interests of third parties. Any legal action initiated by an injured third party against the Website Publisher will be borne by the User.

The User's content may be deleted or modified by the Website Publisher at any time and for any reason. The User receives no justification or prior notification of the deletion or modification of User Content.

ARTICLE 6: Personal Data

The Website ensures to the User the collection and processing of personal information in accordance with privacy laws, particularly Law No. 2013-450 of June 19, 2013, relating to the Protection of Personal Data.

Under articles 28 to 38 of the law dated June 19, 2013, the User has the right to access, rectify, delete, and oppose their personal data.

The User may exercise this right:

• via email at the following address: dpo.savci@asconsulting.ci; or
• by phone call at (+225) 25 22 00 82 32.

ARTICLE 7: Liability

From the Publisher: SUNU Assurances Vie Côte d'Ivoire SA makes every effort to ensure quality access to the services offered via the Website. As an obligation of means, the Publisher does not undertake to achieve this result.

The sources of the information disseminated on this Website are deemed reliable. However, the Website reserves the right not to guarantee the reliability of the sources. The information provided on the Website is for informational purposes only. Thus, the User assumes sole responsibility for the use of the information and content of this Website.

The Publisher cannot be held responsible for any viruses that may infect the user's computer or any computer equipment, following use, access, or download from this Website.

Optimal security and confidentiality of transmitted data are not guaranteed by the Website. However, the Website Publisher undertakes to implement all necessary means to best guarantee security and confidentiality.

Access to the Website services may be interrupted, suspended, or modified at any time without notice for maintenance or any other reason. The User agrees not to claim any compensation following the interruption, suspension, or modification of this contract.

ARTICLE 8: Force Majeure

The Website Publisher's liability cannot be engaged in the event of force majeure or due to the unforeseeable and insurmountable action of a third party.

Any event resulting from a case of force majeure causing a malfunction of the network or server does not engage the responsibility of the Platform Publisher.

ARTICLE 9: Hypertext Links

Outgoing hypertext links are present on the Website, however, the web pages to which these links lead do not in any way engage the responsibility of the Website Publisher, who does not control these links.

The User therefore refrains from holding the Website Publisher responsible for the content and resources related to these outgoing hypertext links.

ARTICLE 10: Cookies

The User is informed that during their visits to the Website, a cookie may be automatically installed on their browsing software.

Cookies are small files temporarily stored on the User's computer's hard drive by their browser and are necessary for the use of the Website. Cookies do not contain personal information and cannot be used to identify anyone. A cookie contains a unique, randomly generated identifier. Some cookies expire at the end of the User's visit, while others remain.

The information contained in cookies is used to improve the Website. By accessing the Website, the User accepts them. However, the User must consent to the use of certain cookies.

ARTICLE 11: Online Agency

The Website Publisher provides Users with an online agency presenting products offered to their Clients. These products are presented with the greatest possible accuracy. However, in the event of an error or inaccuracy in the presentation, the Publisher's liability cannot be engaged.

ARTICLE 12: Contract Evolution

The Website Publisher reserves the right, at any time and without justification or notification, to modify the clauses stipulated in these general terms of use.

ARTICLE 13: Duration

The duration of this contract is indefinite. The contract takes effect with respect to the User from the use of the service. Access to the Website is possible for a duration equal to that of the contractual relationship between the User and the Publisher. However, the Publisher reserves the right to interrupt access to the Website at any time and without notice.

ARTICLE 14: Dispute Resolution and Competent Jurisdiction

In the event of a dispute, controversy, or claim arising from or relating to these GTU, the injured party must notify the other party by written notice, by registered letter with acknowledgment of receipt, specifying the nature of the dispute and the alleged breaches. The parties shall meet to resolve their dispute.

If the parties do not find a solution to their dispute within one (1) month from the date of notification, they may submit it to the competent Ivorian jurisdiction.